Date: October 22, 2025
Prior to using the lotroll.com site (“Website”), LotRoll, LLC (“the Company”, “LotRoll”, “We”, “Our”, or “Us”) requires you to review this Terms of Use Agreement (“Agreement”) and you acknowledge that you read, understand and agree to be bound to all the terms and conditions of this agreement.
This Agreement outlines the terms of use applicable to this Website and the products and Services provided through this Website. By accessing, browsing or using this Website you accept and agree to be bound by these Terms of Use, and our Privacy Policy.
ACCOUNT/SUBSCRIPTION SERVICES: If you choose to create an account for Services you will be bound by additional Terms and Conditions.
THIS AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION, WAIVER OF JURY TRIAL, CLASS ACTION. PLEASE REVIEW THESE PROVISIONS. If you do not agree with these provisions, please do not use our Website.
PLEASE BE ADVISED THAT WE ARE NOT A FINANCIAL INSTITUTION OR A PROVIDER OF FINANCIAL PRODUCTS OR SERVICES. We do not provide the financial products or services described on lotroll.com. Instead, lotroll.com acts as a platform to allow third-party providers of manufactured home financial products and services to offer their products and services to potential consumers.
The manufactured home products and services provided or advertised on and through lotroll.com may not be available in all states. The data and other information you may provide through lotroll.com is not, and is not treated as, an application for any financial products or services.
We are not involved in the actual transaction between any Consumer and any Advertiser. We are an independent contractor for all business purposes and are not responsible in any way for the conduct of any Advertiser or Consumer.
This Website is not intended for the use of minors. You certify to us that:
Electronic Communications: When you access or use our site, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Anti-Spam Policy: We take all commercially reasonable efforts to avoid Spam. If you feel that you have been subjected to unwanted email marketing from us, please contact us and we will assist in removing you from those marketing efforts.
Prohibited Use: You shall not use this Website for any illegal purpose or for the transmission of any unlawful material; interfere with the proper working of this Website; use any robot, spider, or other automatic device to monitor or copy our web pages without prior written permission; conduct fraud or represent yourself as someone else; or interfere with the proper working of this Website.
Copyright and Trademark Notice Information: Our Website contains intellectual property owned by us and other parties. As between us and you, we are the sole owner of the Website and all materials on or available through our Website including all applicable copyrights, patents, trademarks, and trade secrets (“Website Content”). You may print a copy of individual screens solely for your personal, non-commercial use.
THE CONTENT AND SERVICES ASSOCIATED WITH THIS WEBSITE ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF OUR WEBSITE OR THESE SERVICES OR THE INFORMATION, CONTENT OR MATERIALS PROVIDED. YOU EXPRESSLY AGREE THAT YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK.
WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT OR SERVICES OR THE SAFETY, RELIABILITY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR SERVICES.
IN NO EVENT WILL WE, OUR PARENTS, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS AND ASSIGNS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE WEBSITE OR WEBSITE CONTENT, EVEN IF ALL SUCH PARTIES SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE COMPANY AND ITS AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER.
This arbitration provision limits your and our ability to litigate claims in court and you and us each agree to waive respective rights to a jury trial. You agree that you will not file any lawsuit against us in any state or federal court.
BY ACCESSING AND/OR USING THIS WEBSITE, YOU AGREE TO THESE TERMS AND CONDITIONS OF THIS ARBITRATION AGREEMENT.
You and we each agree that any and all disputes or claims that have arisen or may arise between you and us shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claim is under $1,000.00 and qualifies. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.
Claims of defamation, violation of the Computer Fraud and Abuse Act, and infringement or misappropriation of the other party’s patent, copyright, trademark, or trade secrets shall not be subject to this Agreement to Arbitrate.
YOU AND WE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.
The arbitration will be conducted by JAMS under its rules and procedures pertaining to Consumer-Related Disputes, as modified by this Agreement to Arbitrate. The arbitrator’s award shall be final and binding and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
Payment of all filing, administration and arbitrator fees will be governed by JAMS rules, unless otherwise stated in this Agreement to Arbitrate.
If an arbitrator or court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts shall still apply.
You agree to indemnify and hold LotRoll, its subsidiaries, affiliates, agents, shareholders, officers, service providers, contractors, vendors, and employees harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this Website and Services.
If you breach or violate any part of this Agreement or provisions in the Privacy Policy you may no longer use this Website. We, in our sole discretion, may terminate, change, or suspend temporarily or permanently this Website or any part of it at any time, for any reason, without notice to you.
This Agreement constitutes the entire terms of use agreement between you and LotRoll and governs your use of this Website, superseding any prior agreements between you and us.
We reserve the right to change any information, feature or functions of our Website without prior notice. Any changes made to this Agreement and the posted Privacy Policy will be effective from the date of such posting without further notice to you.